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About Insta-Prem

Insta-Prem is a licensed insurance premium finance company doing business in the state of Michigan. Insurance premium financing offers insureds the ability to spread the cost of their insurance coverage over a period of time, avoiding the necessity of a substantial up-front payment of insurance premiums to an insurance carrier. Working with many agents and brokers, we offer financing solutions to businesses and professionals for commercial lines of coverage.

In business since 1976, we have served the needs of insureds, insurance agents and brokers for more than 30 years. We are a wholly-owned subsidiary of Special Risks, Inc.

While Insta-Prem is small by comparison to many of our competitors, we are committed to provide the highest level of professional service in this very competitive business. We are constantly evaluating our processes to enhance the quality of service we provide to our producers.

We look forward to demonstrating how we can be of service to you.